Making payments in Nigeria just got a whole lot easier
Scan to pay, send money in seconds, spend from naira or crypto and handle your everyday money moves in one place.
Early access is opening soon
Be among the first to try Acute
Everything you need to move money easily.
One clean app for scanning, sending, splitting and spending, built around how Nigerians actually pay.
Scan to pay.
Open Acute and your camera is already live. Scan any QR code, confirm the amount, and you're done.
Pay with cash or crypto.
Choose at checkout and spend from your bank balance or your crypto balance in the very same flow.
Send a Ripple.
Money that feels personal. Send funds privately to one person or share with a group for the moments that matter.
Split and request.
Split a bill across the table, request what you're owed, and settle cleanly, no reminders or screenshots.
Pay any merchant.
Pay at any merchant that accepts a standard QR code across Nigeria, and it settles in seconds.
Pay in three quick steps.
01
Open the app
Open Acute and the camera is already live and ready, no menus, no steps.
02
Scan the code
Point it at any standard QR code, at any merchant location across Nigeria.
03
Confirm & pay
Confirm the amount and pay. Your receipt, reference and history are saved automatically.
Your money already does enough. It shouldn’t have to work this hard to be spent.
See Acute in action
Scan & pay
Point, confirm, done in under three seconds.
Send & split
Send money and split bills without the back-and-forth.
Spend crypto
Spend stablecoins as easily as cash, right at checkout.
Pay with what you have.
Top up and pay straight from the bank account, cards or crypto you already use.
Bank transfer
Any Nigerian bank
USDT & USDC
Stablecoin
Debit cards
Visa · Mastercard · Verve
NQR
Scan any QR
Get early access to Acute.
Leave your details and we’ll let you know the moment your spot is ready. Early signups get in first.
