Making payments in Nigeria just got a whole lot easier
Scan to pay, send money, split bills with friends and spend crypto without stress, all in one app that feels simple from the very first tap.
Early access is opening soon
Be among the first to try Acute
Everything you need to move money easily.
One clean app for scanning, sending, splitting and spending, built around how Nigerians actually pay.
Scan to pay.
Open Acute and your camera is already live. Scan any QR code, confirm the amount, and you're done.
Pay with cash or crypto.
Choose at checkout and spend from your bank balance or your crypto balance in the very same flow.
Send a Ripple.
Money that feels personal. Send funds privately to one person or share with a group for the moments that matter.
Split and request.
Split a bill across the table, request what you're owed, and settle cleanly, no reminders or screenshots.
Pay any merchant.
Pay at any merchant that accepts a standard QR code across Nigeria, and it settles in seconds.
Pay in three quick steps.
01
Open the app
Open Acute and the camera is already live and ready, no menus, no steps.
02
Scan the code
Point it at any standard QR code, at any merchant location across Nigeria.
03
Confirm & pay
Confirm the amount and pay. Your receipt, reference and history are saved automatically.
More than an app. A smoother way to pay.
Scan to pay, always ready
Open the app and the scanner is right there waiting, no menus, no steps.
Crypto that feels normal
Spend stablecoins as easily as cash from your bank account.
Built for speed
Payments settle in seconds, every single time you tap to pay.
Clear, honest and secure
Bank-grade security, with any fees shown clearly before you pay.
See Acute in action
Scan & pay
Point, confirm, done in under three seconds.
Send & split
Send money and split bills without the back-and-forth.
Spend crypto
Spend stablecoins as easily as cash, right at checkout.
Pay with what you have.
Top up and pay straight from the bank account, cards or crypto you already use.
Bank transfer
Any Nigerian bank
USDT
Stablecoin
USDC
Stablecoin
Debit cards
Visa · Mastercard · Verve
NQR
Scan any QR
Wallets
OPay · PalmPay & more
Get early access to Acute.
Leave your details and we’ll let you know the moment your spot is ready. Early signups get in first.
